Bank of India (BOI)
Recruitment of Credit Officers in GBO Stream (Project No. 2025-26/01)
Total Vacancy
514 Posts
Last Date
05 Jan 2026
Job Type
Bank Jobs
Location
All India
📅 Important Dates & Application Fee
| Important Dates | Application Fees |
|---|---|
|
• Application Start: 20/12/2025 • Last Date: 05/01/2026 • Age/Qual. Date: 01/11/2025 • Exam Date: To be notified soon |
• General / OBC / EWS: ₹850/- • SC / ST / PwD: ₹175/- (Intimation Only) • Payment Mode: Online (Cards/UPI) |
📦 Vacancy Details (Scale Wise)
| Post Name | Scale | Total | Category Breakdown |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | SC:5 | ST:2 | OBC:9 | EWS:3 | GEN:17 |
| Credit Officer | MMGS-III | 60 | SC:9 | ST:4 | OBC:16 | EWS:6 | GEN:25 |
| Credit Officer | MMGS-II | 418 | SC:62 | ST:31 | OBC:112 | EWS:41 | GEN:172 |
| Grand Total | – | 514 | (Includes PwD Backlog) |
💰 Salary & Pay Scale
Middle Management Grade Scale-II
₹64,820 – ₹93,960
Middle Management Grade Scale-III
₹85,920 – ₹1,05,280
Senior Management Grade Scale-IV
₹1,02,300 – ₹1,20,940
(Plus DA, HRA, Lease Rental, CCA, Medical & other allowances)
🎓 Age Limit & Eligibility (As on 01/11/2025)
| Scale | Age Limit | Qualification & Experience Required |
|---|---|---|
| Scale IV | 30 – 40 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 9 years of experience as an Officer in a Scheduled Commercial Bank, including 6 years in Credit. |
| Scale III | 28 – 38 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 5 years of experience as an Officer in a Scheduled Commercial Bank, including 3 years in Credit. |
| Scale II | 25 – 35 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 2 years of experience as an Officer in a Scheduled Commercial Bank. |
ℹ️ Age Relaxation: SC/ST: 5 Years | OBC: 3 Years | PwD: 10 Years.
📝 Selection Process Details
The selection will be based on Online Examination and/or Personal Interview. The exam pattern is as follows:
- English Language: 25 Questions (Qualifying Nature).
- Reasoning: 25 Questions (25 Marks).
- Quantitative Aptitude: 25 Questions (25 Marks).
- Professional Knowledge: 75 Questions (75 Marks).
- Total Time: 120 Minutes for 150 Questions.
- Interview Weightage: 70:30 (Online Exam : Interview).
📍 Examination Centers
The online exam will be conducted at the following centers: Ahmedabad, Gandhinagar, Bengaluru, Hubballi, Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbatore, Dehradun, Delhi/NCR, Guwahati, Hyderabad, Vijayawada, Visakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai, Thane, Navi Mumbai, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur, Thiruvananthapuram, Ernakulam.
✅ How to Apply Online
- Step 1: Visit the official website bankofindia.co.in.
- Step 2: Go to the ‘Career’ section and click on “Recruitment of Credit Officers in GBO Stream”.
- Step 3: Click on “New Registration” and enter Name, Email, and Mobile Number.
- Step 4: Upload scanned Photograph (20-50kb), Signature (10-20kb), Left Thumb Impression (20-50kb), and Hand Written Declaration (50-100kb).
- Step 5: Pay the application fee of Rs. 850/- (General/OBC) or Rs. 175/- (SC/ST) via Online Mode.
- Step 6: Submit the form and take a printout for future reference.
❓ Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for BOI Credit Officer?
Ans: The online application closes on 05 January 2026.
Q2. What is the application fee?
Ans: Rs. 850/- for General/EWS/OBC and Rs. 175/- for SC/ST/PwD.
Q3. Is there negative marking in the exam?
Ans: Yes, 0.25 marks (1/4th) will be deducted for every wrong answer.
Q4. What is the Salary for BOI Credit Officer?
Ans: For Scale II: ₹64,820 – ₹93,960 | Scale III: ₹85,920 – ₹1,05,280 | Scale IV: ₹1,02,300 – ₹1,20,940.
Q5. Is there any Security Deposit?
Ans: Yes. Selected candidates must deposit Rs. 2 Lakhs (Scale II) or Rs. 3 Lakhs (Scale III/IV), refundable after 3 years.
Q6. Can I apply for multiple posts?
Ans: No. A candidate can apply for only one post.
Q7. What is the Exam Language?
Ans: The test is bilingual (English and Hindi), except for the English section.
Q8. What is the Interview Ratio?
Ans: Candidates are called in the ratio of 1:3 (3 candidates for 1 vacancy).
Q9. Can I change my Exam Centre?
Ans: No, request for change of centre/venue will not be entertained.
Q10. What is the eligibility cutoff date?
Ans: Age and Qualification eligibility is reckoned as on 01.11.2025.
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