Bank of India Credit Officer Recruitment 2025 Apply Online for 514 Posts
Posted on December 20, 2025
by Rohit Kumar
Bank of India (BOI)
Recruitment of Credit Officers in GBO Stream (Project No. 2025-26/01)
Total Vacancy
514 Posts
Last Date
05 Jan 2026
Job Type
Bank Jobs
Location
All India
📅 Important Dates & Application Fee
| Important Dates | Application Fees |
|---|---|
|
• Application Start: 20/12/2025 • Last Date: 05/01/2026 • Age/Qual. Date: 01/11/2025 • Exam Date: To be notified soon |
• General / OBC / EWS: ₹850/- • SC / ST / PwD: ₹175/- (Intimation Only) • Payment Mode: Online (Cards/UPI) |
📦 Vacancy Details (Scale Wise)
| Post Name | Scale | Total | Category Breakdown |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | SC:5 | ST:2 | OBC:9 | EWS:3 | GEN:17 |
| Credit Officer | MMGS-III | 60 | SC:9 | ST:4 | OBC:16 | EWS:6 | GEN:25 |
| Credit Officer | MMGS-II | 418 | SC:62 | ST:31 | OBC:112 | EWS:41 | GEN:172 |
| Grand Total | – | 514 | (Includes PwD Backlog) |
💰 Salary & Pay Scale
Middle Management Grade Scale-II
₹64,820 – ₹93,960
Middle Management Grade Scale-III
₹85,920 – ₹1,05,280
Senior Management Grade Scale-IV
₹1,02,300 – ₹1,20,940
(Plus DA, HRA, Lease Rental, CCA, Medical & other allowances)
🎓 Age Limit & Eligibility (As on 01/11/2025)
| Scale | Age Limit | Qualification & Experience Required |
|---|---|---|
| Scale IV | 30 – 40 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 9 years of experience as an Officer in a Scheduled Commercial Bank, including 6 years in Credit. |
| Scale III | 28 – 38 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 5 years of experience as an Officer in a Scheduled Commercial Bank, including 3 years in Credit. |
| Scale II | 25 – 35 Years |
• Degree: Graduation in any discipline with minimum 60% marks (55% for SC/ST/PWD). • Experience: Minimum 2 years of experience as an Officer in a Scheduled Commercial Bank. |
ℹ️ Age Relaxation: SC/ST: 5 Years | OBC: 3 Years | PwD: 10 Years.
📝 Selection Process Details
The selection will be based on Online Examination and/or Personal Interview. The exam pattern is as follows:
- English Language: 25 Questions (Qualifying Nature).
- Reasoning: 25 Questions (25 Marks).
- Quantitative Aptitude: 25 Questions (25 Marks).
- Professional Knowledge: 75 Questions (75 Marks).
- Total Time: 120 Minutes for 150 Questions.
- Interview Weightage: 70:30 (Online Exam : Interview).
📍 Examination Centers
The online exam will be conducted at the following centers: Ahmedabad, Gandhinagar, Bengaluru, Hubballi, Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbatore, Dehradun, Delhi/NCR, Guwahati, Hyderabad, Vijayawada, Visakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai, Thane, Navi Mumbai, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur, Thiruvananthapuram, Ernakulam.
✅ How to Apply Online
- Step 1: Visit the official website bankofindia.co.in.
- Step 2: Go to the ‘Career’ section and click on “Recruitment of Credit Officers in GBO Stream”.
- Step 3: Click on “New Registration” and enter Name, Email, and Mobile Number.
- Step 4: Upload scanned Photograph (20-50kb), Signature (10-20kb), Left Thumb Impression (20-50kb), and Hand Written Declaration (50-100kb).
- Step 5: Pay the application fee of Rs. 850/- (General/OBC) or Rs. 175/- (SC/ST) via Online Mode.
- Step 6: Submit the form and take a printout for future reference.
❓ Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for BOI Credit Officer?
Ans: The online application closes on 05 January 2026.
Q2. What is the application fee?
Ans: Rs. 850/- for General/EWS/OBC and Rs. 175/- for SC/ST/PwD.
Q3. Is there negative marking in the exam?
Ans: Yes, 0.25 marks (1/4th) will be deducted for every wrong answer.
Q4. What is the Salary for BOI Credit Officer?
Ans: For Scale II: ₹64,820 – ₹93,960 | Scale III: ₹85,920 – ₹1,05,280 | Scale IV: ₹1,02,300 – ₹1,20,940.
Q5. Is there any Security Deposit?
Ans: Yes. Selected candidates must deposit Rs. 2 Lakhs (Scale II) or Rs. 3 Lakhs (Scale III/IV), refundable after 3 years.
Q6. Can I apply for multiple posts?
Ans: No. A candidate can apply for only one post.
Q7. What is the Exam Language?
Ans: The test is bilingual (English and Hindi), except for the English section.
Q8. What is the Interview Ratio?
Ans: Candidates are called in the ratio of 1:3 (3 candidates for 1 vacancy).
Q9. Can I change my Exam Centre?
Ans: No, request for change of centre/venue will not be entertained.
Q10. What is the eligibility cutoff date?
Ans: Age and Qualification eligibility is reckoned as on 01.11.2025.
Leave a Reply